Here is my second monthly report – P2P Portfolio Update April 2020! Despite Mrs. Corona still running around the world, I think my portfolio is in relatively good shape. Let’s analyze April’s income.
Some New Articles
I wanted to share with you the articles I’ve written recently. I hope you can find something for yourself.
- Mintos Review 2020
- Investing in ETFs – A Quick Guide on How to Start
- How to Calculate XIRR – Easy Step-by-Step Guide
- What is Peer-to-Peer Lending and 6 Practical Reasons to Succeed
P2P Portfolio Update April 2020 Overview
So far I am only invested on Iuvo Group and Mintos. You can see my reviews of them here. My next P2P platform will most likely be Lendermarket because their bonus is something I don’t want to pass on.
But first, let’s crunch those numbers.
| Platform | Income | April’s XIRR | Invested on platform |
|---|---|---|---|
| Iuvo Group | 26,44 € | 13,03 % | 2 658,15 € |
| Mintos | 0,81 € | 6,88 % | 211,92 € |
| Total | 27,25 € | 9,96 % | 2 870,07 € |
Overall nothing shocking (thanks Corona!), although those pesky pending payments on Mintos really pull my XIRR down. I could pull all my money from Mintos and put it into Iuvo Group, but let’s not get hasty – diversification among respectable P2P platforms is still what I prefer more.
Iuvo Group April Income
Like I mentioned last month’s portfolio update, I started investing with auto-invest function, but since the coronavirus, I am manually investing in loans on the secondary market, buying them from panicking investors. Be greedy when others are fea- … you know the rest. I don’t have to panic since life is still good for me and I only invested money I can afford to lose. Cha-ching!
On the more light-hearted note, I think it’s funny that my Iuvo Group income in March and April is exactly the same – 26,44 €.
Iuvo Group account statement:
Iuvo Group income graph:
You can check out my Iuvo Group review here.
Mintos April Income
Mintos gods were not good to me last month. I received almost no interests on my loans, thanks to pending payments and other stuff I frankly don’t understand. So much is happening with Mintos and it’s loan originators that I can’t keep up with all the news!
I am at ease with the situation though, since I believe I picked only the most stable loan originators in my Mintos auto-invest settings. I will also continue to transfer 100 € per month to Mintos because I still believe Mintos is a great platform and can be used efficiently.
You can check out my Mintos review here.
I sadly wasn’t able to buy discounted loans in the secondary market, so my ROI is not crazy high like it was in March.
Mintos account statement:
Mintos income graph:
That’s it for my first month. I hope you had a good month as well. Take care of yourself and your family. Until next time!
